Glad to have you here at The Stock Talk. Let me start off by telling you a little story. Yesterday I expanded my portfolio just a tad by buying some stock in energy. I bought around 100 shares of Cenovus Energy Inc. (CVE). This is a smaller investment than I normally go with (only $2000), but I didn’t want to get too ahead of myself. What caught my eye about CVE was that it was almost at the 52 week low; which usually means to buy. Unfortunately, CVE went down another 7.7% today, which always gets me a little worried. However, being the seasoned trader I am, I know that I need to hold on to it. It will go up; it always does.

I was researching other stocks yesterday. If I had more money to trade at the moment I probably would have bought them too. Fortunately for me, the others went down as well. Overall, it appears it was just a bad day for the stock market. For those of you who are curious, I was also looking at Marathon and Emerson yesterday. I would recommend anyone to purchase these stocks and hold on to them. They are long term and they WILL do well given the correct amount of time.

I always give this advice to anyone who is beginning to develop their portfolio or has plans to buy their first stock, when in doubt GET OUT (WIDGO). If there are accounting problems, problems with upper management, or any other public knowledge that lowers the companies’ reputation and will potentially hurt the company in the long run, then you need to sell ASAP. Fannie Mae is probably the biggest example of this. When I heard they were having trouble with accounting I sold my stock for $60/share. Less than a year later, ownership of Fannie Mae stock was completely worthless. Talk about getting out at the right time!

This is what the Stock talk is all about, getting in and out at the right time. Here we will discuss buying and selling strategies and this to look out for to maximize your investments. We will also be getting into finance, savings and other money related habits that will benefit you down the line. Thanks again for stopping by.

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Stocks to Consider in 2015


A stock is a portion of a company that is held by a group or a single investor. Stocks in a corporation are acquired when one seeks to raise additional capital. The stock owners are then entitled to partial ownership of the company.

It is paramount to have sufficient knowledge on how the stock market works. The objective is to buy the stocks when the price is relatively lower and later sell when they have increased in value, and thus make a profit. The best stocks to buy arise from companies that are diverse in both in size and their respective fields of specialization. Below is a list of the firms with stocks to consider purchasing in 2015.

Apple Inc. is a top pick for any serious stock buyer. Its dividends have been hiked twice in the past two years, which translates to a whopping 24 percent increase. It is still a growth stock in spite of its huge size. Apple Inc. enjoyed remarkable success in the release of the iPhone 6, which pushed the value of its stocks even higher.Google Inc. has been identified as one of the stocks to consider purchasing in 2015. Despite performing worse than its main rivals such as Apple in 2014, it is expected to do better this year Currently, its price to earnings ratio (P/E) is very much in alignment with the anticipated growth rate of earnings for the year 2015.

Rogers Communication Inc. (RCI) is a Toronto-based company with a market capitalization of $19.6 billion and is Canada’s biggest provider of mobile phone and cable television services. RCI trades for an 11 percent discount to its price to sales ratio. According to Forbes, this is a great stock to consider buying.

Conrad Industries (CNRD) is based in Louisiana and majors in the repair and building of offshore supply vessels, barges and tugs. Its balance sheet is touted to be rock-solid, as its sales have more than doubled since the year 2010, and earning per share have tripled since then. Daniel Abramowitz, of Hillson Financial Management, named CNRD as one of his favorites.

Lockheed Martin (LMT) is a leader in the aerospace and defense technology market. It has been fondly described as regular yield provider. Its disbursements have had a history of consistent growth. In an enviable period of 12 years, LMT has been boosting its dividend. Currently, the stock yields 3.1 %. Its steady record has earned it the position of being the top holding of iShares Select Dividend ETF, an exchange-traded fund.

Bad Credit Loans in the UK



It is true that anyone can experience financial difficulties at one time or the other. Whether your credit rating is good or not, you may require a loan in order to meet those urgent financial needs. Of course, a person with bad credit can find it hard to obtain certain types of loans. Most lenders cannot even consider you for a loan if you have bad credit. However, the good news is that you can still to get the cash you desperately need even though you have the disadvantage of bad credit through UK loans for bad credit.

Even if you have made the wrong financial decisions in the past, you can still get the financial help you need to meet those urgent needs. A bad credit score is a consequence of the borrower failing to meet different debt repayments, such as personal loans, credit card bills, or overdrafts in the past. As a result, the traditional lenders consider it more risky to extend loan facilities to such people. While the traditional financial lenders want collateral in the form of a home or car before approving your loan application, there are good options where no security is needed.

If you find yourself in need of cash fast but do not have the customary properties used for security for your loan application, you may find customary lenders reluctant to offer you the financial assistance you require most. But if you are looking for bad credit lenders, you will be pleasantly surprised to find that the process is now much easier than ever before. With the advent of the internet, it is now easy to find UK bad credit loans. These do not require any collateral and you can find them with no trouble, often within minutes.

All you need to do is to take the details of your financial situation to a trusted online lender who has different loan products available. These dealers are ready to offer bad credit loans for individuals in difficult financial situations. There are some conditions that must be met as well. Read and understand them so you can get something you are fully aware of.

The need for UK bad credit loans is very common today and fortunately, not too hard to find. The good news is that anyone can get a bad credit loan, although you must meet certain conditions. To apply for this loan facility, you must be over 18 years and in employment.

The key to securing UK bad credit loans is to obtain several quotes from various companies, compare the deals, and pick the one that best suits your personal needs.